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May 19, 2026Financing

Solar Financing in 2026: Cash, Loan, or Lease

Three paths to solar, three different return profiles.

Cash purchase: highest lifetime return, fastest payback, full federal tax credit captured directly. Best for homeowners with available capital.

Solar loan: ownership benefits with no upfront cost. Many DFW homeowners find that the loan payment is less than their old electric bill.

Solar lease: zero upfront cost, predictable monthly payment, the leasing company captures the tax credit. Lower total savings but easiest path to going solar with no out-of-pocket cost.

We walk through all three paths during your free consultation so you can pick what fits your situation.